La Tajil Program

Pay your purchases with no profit margin

Now with “La Tajil” program you can convert your purchases value or your cash withdrawals/transfers into easy monthly installments with 0% profit margin and up to 12 months plans when you use your BAJ credit cards.

Overview

La Tajil program installment transactions are divided into four types:

Plan 1: Installment with one of the participating merchants or stores in collaboration with Bank AlJazira the program
Plan 2: Installment with any merchant or commercial store not participating in the program
Plan 3: Installment for cash withdrawal/transfer transactions
Plan 4: Installment of utility bills through SADAD

An administrative fee of 50 will be charged for each “La Tajil” transaction recorded.*

*These fees are subject to a value-added tax of 15%.

Plan 1

An instalment plan with one of Bank AlJazira's merchant partners

Bank AlJazira has signed a partnership deal with many well-known and popular merchants, where customers can enjoy shopping and pay with “La Tajil” plans. These plans and merchant details are shown in the table below:

Plan 2

An installment plan with any merchant other than Bank AlJazria’s partners

Applies to any credit card purchase transactions with amount over 1500 and less the existing limit.
Applies on all of Bank Aljazira credit cards except the low limit cards.
There is no profit margin for the 3 months plans, it will be calculated on instalment plans for 6 months or more as shown in the table.

Monthly profit Margin	3 months	6 months	9 months	12 months
Monthly profit Margin	0%	1.5%	1.2%	1%

Plan 3

Installment plan on cash withdrawal/ cash transfer transaction

There is no profit margin for the 3 months plans, it will be calculated on instalment plans for 6 months or more as shown in the below table.
Applies to any cash withdrawal/ cash transfer transactions with amount over 1500 and less than the available cash withdrawal limit.
Applies on all of Bank Aljazira credit cards except the low limit cards.

Monthly profit Margin	3 months	6 months	9 months	12 months
Monthly profit Margin	0%	1.5%	1.2%	1%

Plan 4

Installment Plan of utility bills through SADAD

Applies to any bill with the amount over 500.
There is no profit margin for the 3 months plans, it will be calculated on installment plans for 6 months or more as shown in the below table:
Applies on all Bank AlJazira Credit Cards except the low limit cards.