Fees and charges
| Ajwaa Platinum Credit Card |
| Primary Card Annual Fee* |
300 |
| Supplementary Card Annual Fee |
Free |
| Monthly Tawaroq Profit Margin |
2.9% |
| Annual Tawaroq Profit Margin |
34.80% |
| Annual Percentage Rate APR** |
44.47% |
| Card Replacement Fee |
15 |
| Card Re-activation Fee |
15 |
| International Transaction Fee* |
2% |
| Dispute Fee* |
25 per case |
| Cash Advance Limit/Transfer Limit/Digital Payment Wallets |
30% of the card balance and a maximum of 5,000 per transaction |
| Minimum Monthly Payment |
5% or 200 (Whichever is higher) |
| Purchasing Waiver Period |
21 days after the account statement date |
| Months until balance repaid in case of minimum repayment for Card limit 7,000 |
51 months |
| Tawaroq Calculation |
Tawaroq fees on the outstanding balance |
| Statement Issuance Frequency |
Monthly |
| Statement Date |
10th of each Gregorian month |
| Cash Withdrawal/Cash Transfer* |
3% fee applies to transactions below 2,500, with a maximum fee of 75 for transactions of 2,500 or above |
* The updated monthly profit margin for credit cards will take effect from July 19, 2025.
*These fees are subject to 15% Value Added Tax (VAT).
*Purchase transactions do not include cash withdrawal transactions, SADAD payment transactions, cash transfers from credit card to current account, and provisioning the card in mobile wallets.
** The Annual Percentage Rate (APR) has been calculated based on a credit limit utilization of 30,000.
For Examples of declaration tables click here