Fees and charges
AlJazira Classic Credit Card
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|
Annual Fee*
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150
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Monthly Tawaroq Profit Margin
|
2.9%
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Tawaroq Profit Margin
|
34.80%
|
Annual Percentage Rate APR**
|
41.88%
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Supplementary Card Annual Fee
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Free
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Cash Withdrawal/Cash Transfer*
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3% fee applies to transactions below 2,500, with a maximum fee of 75 for transactions of 2,500 or above
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Card Replacement Fee*
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15
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Card Re-activation Fee*
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15
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International Transaction Fee*
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2%
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Dispute Fee*
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25 per case
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Cash Advance Limit/Transfer Limit/Digital Payment Wallets
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30% of the available credit limit with a cap of 5000 per transaction
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Minimum Monthly Payment
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5% of the outstanding balance or 200 (whichever is higher)
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Purchasing Waiver Period
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21 days after the account statement date
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Months until balance repaid in case of minimum repayment for Card limit 7,000
|
51 months
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Tawaroq Calculation
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Tawaroq fees on the outstanding balance
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Credit Card Statement
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Monthly
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|
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*The updated monthly profit margin for credit cards will take effect from July 19, 2025.
*These fees are subject to 15% Value Added Tax (VAT).
*Purchase transactions do not include cash withdrawal transactions, SADAD payment transactions, cash transfers from credit card to current account, and provisioning the card in mobile wallets.
** The Annual Percentage Rate (APR) has been calculated based on a credit limit utilization of 30,000.
For Examples of declaration tables click here