Examples of Credit Cards

Visa Credit Card

Fees	Classic	Platinum	Infinite
Annual Fee	SAR 150	SAR 300	SAR 1000
Monthly Profit Margin	2.20%
Annual Profit Margin	26.4%
APR	31.10%	32.38%	38.63%
Cash Withdrawal Fee	SAR 75 Per Transaction
International Transaction Fee	2.75% per international transaction
La Tajil Program Fee	SAR50/Transaction
International Card Delivery Fee	Maximum SAR130
Minimum Monthly Payment	5% of the outstanding balance or SAR 200 (whichever is higher)
Months after balance repaid in case of minimum repayment for Card limit 7,000 SAR	44 Months
Profit Waiver Period	21 days after the account statement is due

* The above are only examples, as amounts are subject to change considering many factors such as a customer credit history, credit limit, monthly installment amount that customer chooses to pay… etc . - Last Updated: 24/05/2023

Mastercard

Fees	Titanium
Annual Fee	SAR 200
Monthly Profit Margin	2.20%
Annual Profit Margin	26.4%
APR	31.52%
Cash Withdrawal Fee	SAR 75 Per Transaction
International Transaction Fee	2.75% per international transaction
La Tajil Program Fee	SAR50/Transaction
International Card Delivery Fee	Maximum SAR130
Minimum Monthly Payment	5% of the outstanding balance or SAR 200 (whichever is higher)
Months after balance repaid in case of minimum repayment for Card limit 7,000 SAR	44 Months
Profit Waiver Period	21 days after the account statement is due

* The above are only examples, as amounts are subject to change considering many factors such as a customer credit history, credit limit, monthly installment amount that customer chooses to pay… etc - Last Updated: 24/05/2023.

Ajwaa Credit Cards

Fees	Platinum	Signature	Infinite
Annual Fee	SAR 500	SAR 900	SAR 1500
Monthly Profit Margin	2.20%
Annual Profit Margin	26.4%
APR	34.12%	37.71%	43.41%
Cash Withdrawal Fee	SAR 75 Per Transaction
International Transaction Fee	2.75% per international transaction
La Tajil Program Fee	SAR50/Transaction
International Card Delivery Fee	Maximum SAR130
Minimum Monthly Payment	5% of the outstanding balance or SAR 200 (whichever is higher)
Months after balance repaid in case of minimum repayment for Card limit 7,000 SAR	44 Months
Profit Waiver Period	21 days after the account statement is due

* The above are only examples, as amounts are subject to change considering many factors such as a customer credit history, credit limit, monthly installment amount that customer chooses to pay… etc - Last Updated: 24/05/2023.

Tomouh

Fees	Low Limit
Annual Fee	SAR 100
Monthly Profit Margin	-
Annual Profit Margin	-
APR	-
Card Limit	SAR50
Cash Withdrawal Fee	SAR 25 Per Transaction
International Transaction Fee	2.75% per international transaction
La Tajil Program Fee	-
International Card Delivery Fee	Maximum SAR130
Minimum Monthly Payment	Full Payment
Months after balance repaid in case of minimum repayment for Card limit 7,000 SAR	44 Months
Profit Waiver Period	21 days after the account statement is due

* The above are only examples, as amounts are subject to change considering many factors such as a customer credit history, credit limit, monthly installment amount that customer chooses to pay… etc. - Last Updated: 24/05/2023.

Multi Currency

Fees	Low Limit
Annual Fee	SAR 75
Monthly Profit Margin	-
Annual Profit Margin	-
APR	-
Card Limit	SAR50
Cash Withdrawal Fee	SAR 35 Per Transaction
International Transaction Fee	-
La Tajil Program Fee	-
International Card Delivery Fee	Maximum SAR130
Minimum Monthly Payment	Full Payment
Months after balance repaid in case of minimum repayment for Card limit 7,000 SAR	44 Months
Profit Waiver Period	21 days after the account statement is due

* The above are only examples, as amounts are subject to change considering many factors such as a customer credit history, credit limit, monthly installment amount that customer chooses to pay… etc. - Last Updated: 24/05/2023.

List of branches that have safety deposits:

Credit Limit	SAR 10,000	SAR 7,000	SAR 5,000
Maximum Monthly Instalment	SAR 500	SAR 350	SAR 250
Minimum Monthly Instalment	SAR 200	SAR 200	SAR 200
Maximum Monthly Murabaha Profit	SAR 209	SAR 146	SAR 105
Minimum Monthly Murabaha Profit	SAR 4	SAR 4	SAR 2
Months until balance repaid in case of minimum repayment for card limit	56 months	44 months	33 months

* The above are only examples, as amounts are subject to change considering many factors such as a customer credit history, credit limit, monthly installment amount that customer chooses to pay… etc. - Last Updated: 24/05/2023.