Features and Benefits

  • Obtain maximum mortgage amount by taking into account the change in instalments.
  • Obtain a personal finance to pay the down payment or increase liquidity upon applying for mortgage.
  • Repayment period up to 70 years old at maturity.
  • This applies to all REDF and MOH programs

All the fees are subjected to 15% Value Added Tax (VAT)

For Examples of declaration tables click here


Eligibility

  • Who have outstanding commitment in SIMAH
  • Who willing to obtain a personal finance or other non-mortgage finance additional to the newly requested mortgage
  • Who willing to get one of the Real Estate Finance schemes, or join REDF or MOH programs.
  • Meet the Ready Unit / Self-Construct Program requirements

 

Risks related to the mortgage product

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RADI
Bank AlJazira, A Saudi Joint Stock Company, Fully paid capital SAR 8,200,000,000, Commercial Registration No: 4030010523, Head office: Jeddah – Saudi Arabia, P.O. Box 6277
Jeddah 21442 Telephone: +966 12 609 8888 – Fax +966 12 609 8881, National Address: Bank AlJazira – King Abdulaziz Branch Rd – Ash Shati District Building No. 7724
Zip code 23513, Additional No. 3551, unit No.1 Website: www.baj.com.sa, Bank AlJazira is under the supervision of Saudi Central Bank