Compare Credit Card Offers & Benefits in Saudi Arabia

Visa Credit Card

Fees Classic Platinum Infinite
Annual Fee SAR     150 SAR     200 SAR     700
Annual Tawaroq Profit Margin 2.9% 2.9% 2.5%
Monthly Profit Margin 34.8% 34.8% 30.00%
APR** 41.88% 42.99% 40.95%
Cash Withdrawal/Cash Transfer* 3% fee applies to transactions below 2,500, with a maximum fee of 75 for transactions of 2,500 or above
International Transaction Fee  2.0% added to transactions in currencies that are not available in the card or does not have enough balance
La Tajil Program Fee SAR     50/Transaction
International Card Delivery Fee Maximum SAR     130
Minimum Monthly Payment 5% of the outstanding balance or SAR     200 (whichever is higher)
Months after balance repaid in case of minimum repayment for Card limit      7,000 51 Months
Profit Waiver Period 21 days after the account statement is due

* The updated monthly profit margin for credit cards will take effect from July 19, 2025.

** The Annual Percentage Rate (APR) has been calculated based on a credit limit utilization of      30,000

* The above are only examples, as amounts are subject to change considering many factors such as a customer credit history, credit limit, monthly installment amount that customer chooses to pay… etc . - Last Updated: 01/12/2024

Mastercard Platinum

Fees Platinum
Annual Fee      200
Monthly Profit Margin 2.9%
Annual Profit Margin 34.80%
APR** 42.25%
Cash Withdrawal/Cash Transfer* 3% fee applies to transactions below 2,500, with a maximum fee of 75 for transactions of 2,500 or above
International Transaction Fee 2% per international transaction
La Tajil Program Fee      50/Transaction
International Card Delivery Fee Maximum 1   30
Minimum Monthly Payment 5% of the outstanding balance or .    200 (whichever is higher)
Months after balance repaid in case of minimum repayment for Card limit .    7,000 51 Months
Profit Waiver Period 21 days after the account statement is due


* The updated monthly profit margin for credit cards will take effect from July 19, 2025.

** The Annual Percentage Rate (APR) has been calculated based on a credit limit utilization of .    30,000

* The above are only examples, as amounts are subject to change considering many factors such as a customer credit history, credit limit, monthly installment amount that customer chooses to pay… etc . - Last Updated: 01/12/2024

Ajwaa Credit Cards

Fees Plus Platinum Signature Infinite
Annual Fee SAR     200 SAR     300 SAR     500 SAR     900
Monthly Profit Margin 2.9% 2.9% 2.5% 2.5%
Annual Profit Margin 34.80% 34.80% 30.00% 30.00%
APR** 42.25% 44.47% 41.68% 45.29%
Cash Withdrawal/Cash Transfer* 3% fee applies to transactions below 2,500, with a maximum fee of 75 for transactions of 2,500 or above
International Transaction Fee  2% per international transaction
La Tajil Program Fee SAR     50/Transaction
International Card Delivery Fee Maximum SAR     130
Minimum Monthly Payment 5% of the outstanding balance or SAR     200 (whichever is higher)
Months after balance repaid in case of minimum repayment for Card limit      7,000 51 Months
Profit Waiver Period 21 days after the account statement is due

*  The updated monthly profit margin for credit cards will take effect from July 19, 2025.

** The Annual Percentage Rate (APR) has been calculated based on a credit limit utilization of      30,000

* The above are only examples, as amounts are subject to change considering many factors such as a customer credit history, credit limit, monthly installment amount that customer chooses to pay… etc . - Last Updated: 01/12/2024

Tomouh

Fees Low Limit
Annual Fee SAR     100
Monthly Profit Margin -
Annual Profit Margin -
APR -
Card Limit SAR     50
Cash Withdrawal/Cash Transfer/Transfer to Digital Payment Wallets* SAR     25 Per Transaction
International Transaction Fee  2.75% per international transaction
La Tajil Program Fee -
International Card Delivery Fee Maximum SAR     130
Minimum Monthly Payment Full Payment
Months after balance repaid in case of minimum repayment for Card limit      7,000 51 Months
Profit Waiver Period 21 days after the account statement is due

* The above are only examples, as amounts are subject to change considering many factors such as a customer credit history, credit limit, monthly installment amount that customer chooses to pay… etc . - Last Updated: 01/12/2024

Multi Currency

Fees Low Limit
Annual Fee      75
Monthly Profit Margin -
Annual Profit Margin -
APR -
Card Limit      50
Cash Withdrawal/Cash Transfer* 3% fee applies to transactions below 2,500, with a maximum fee of 75 for transactions of 2,500 or above
International Transaction Fee -
La Tajil Program Fee -
International Card Delivery Fee Maximum      130
Minimum Monthly Payment Full Payment
Months after balance repaid in case of minimum repayment for Card limit      7,000 51 Months
Profit Waiver Period 21 days after the account statement is due

* The above are only examples, as amounts are subject to change considering many factors such as a customer credit history, credit limit, monthly installment amount that customer chooses to pay… etc . - Last Updated: 01/12/2024

List of branches that have safety deposits:

Credit Limit      10,000      7,000      5,000
Maximum Monthly Instalment      500      350      250
Minimum Monthly Instalment      200      200      200
Maximum Monthly Murabaha Profit      209      146      105
Minimum Monthly Murabaha Profit      4      4      2
Months until balance repaid in case of minimum repayment for card limit 56 months 51 months 33 months

* The above are only examples, as amounts are subject to change considering many factors such as a customer credit history, credit limit, monthly installment amount that customer chooses to pay… etc . - Last Updated: 01/12/2024

All fees are subjected to 15% Value Added Tax (VAT)