0% Finance: La Tajil Installment Program | Bank AlJazira
La Tajil

La Tajil Program

Pay your purchases with no profit margin

Now with “La Tajil” program you can convert your purchases value or your cash withdrawals/transfers into easy monthly installments with 0% profit margin and up to 12 months plans when you use your BAJ credit cards.

 

Overview

La Tajil program installment transactions are divided into four types:

  • Plan 1: Installment with one of the participating merchants or stores in collaboration with Bank AlJazira the program
  • Plan 2: Installment with any merchant or commercial store not participating in the program
  • Plan 3: Installment for cash withdrawal/transfer transactions
  • Plan 4: Installment of utility bills through SADAD

An administrative fee of      50 will be charged for each “La Tajil” transaction recorded.*

*These fees are subject to a value-added tax of 15%.

Plan 1


An instalment plan with one of Bank AlJazira's merchant partners

Bank AlJazira has signed a partnership deal with many well-known and popular merchants, where customers can enjoy shopping and pay with “La Tajil” plans. These plans and merchant details are shown in the table below:

Plan 2

An installment plan with any merchant other than Bank AlJazria’s partners

 

 

  • Applies to any credit card purchase transactions with amount over     1500 and less the existing limit. 
  • Applies on all of Bank Aljazira credit cards except the low limit cards. 
  • There is no profit margin for the 3 months plans, it will be calculated on instalment plans for 6 months or more as shown in the table.
Monthly profit Margin 3 months 6 months 9 months 12 months
0% 1.5% 1.2% 1%

Plan 3

Installment plan on cash withdrawal/ cash transfer transaction

 

  • There is no profit margin for the 3 months plans, it will be calculated on instalment plans for 6 months or more as shown in the below table.
  • Applies to any cash withdrawal/ cash transfer transactions with amount over     1500 and less than the available cash withdrawal limit.
  • Applies on all of Bank Aljazira credit cards except the low limit cards.  
Monthly profit Margin 3 months 6 months 9 months 12 months
0% 1.5% 1.2% 1%

Plan 4

Installment Plan of utility bills through SADAD

 

  • Applies to any bill with the amount over     500.
  • There is no profit margin for the 3 months plans, it will be calculated on installment plans for 6 months or more as shown in the below table:
  • Applies on all Bank AlJazira Credit Cards except the low limit cards.
Monthly profit Margin 3 months 6 months 9 months 12 months
0% 1.5% 1.2% 1%
 

Terms and Conditions