Whatever your plan is, whether it was to renew your home, provide education to your children, or financial fluidity, at Bank AlJazira we seek to evolve creative financial solutions that comply with Islamic sharia law with our Personal Finance product through digital channels no need to visit the branch.

Also, it grants you the capability to cover all your expenses efficiently and customized to fit your needs.


Apply for your personal finance via digital channels

By downloading AlJazira Smart Application or through AlJazira Online.



  • Finance up to SR 2,000,000  *
  • Free Takaful insurance covers the remainder of the funding situation of death or total disability, "God forbid"
  • Loan for retirees

* APR starting from % 5.32 (including administrative fees). 

* Administration fees are 1% of the total amount of funding or up to SR 5,000 and subject to 15% Value Added Tax (VAT).


Terms & Conditions

  • Good credit history
  • Customer’s age ranges between 20 - 60 years
  • To be employed at a government sector, or for at least 3 months in a Semi-government or employed for a minimum of 6 months in the private sector
  • Salary Transfer to Bank AlJazira
  • Minimum salary of SR 5,000 or as per policy for privet sector