الرجاء تقييم الخدمة المقدمة لكم

الرجاء كتابة أي اقتراحات لتحسين الخدمة المقدمة لكم


الحد الأقصى لعدد الحروف 500 حرف

Roshn

Our financing will help you achieve your residential dreams! Get your unit at AlArous Roshn project with an exclusive profit margin

Apply Now!

Features and Benefits

  • Low purchase price
  • Financing with a competitive profit margin
  • Obtaining housing subsidy
  • A guarantee of the implementation risks and delays.
  • A guarantee against construction defects and implementation errors, such as electricity and plumbing.
  • The possibility of reducing the required down payment by 5% through the down payment reduction program.
  • Financing period of up to 25 years.
  • All sources of income are taken into consideration.
  • DBR up to 70% of the total monthly income.
  • Takaful insurance for exemption from the remaining amount of the financing in the event of death or disability (God forbid).
  • Free property insurance against fire and natural disasters for the duration of the financing
  • Low installment during the Istisna'a period.
  • The possibility of obtaining a personal loan to finance the down payment

APR starts from 5.15% which includes all fees

Administration and evaluation fees are 1% of the total amount of funding or up to SR 5,000 and subject to 15% Value Added Tax (VAT).

All the fees are subjected to 15% Value Added Tax (VAT)

For Examples of declaration tables  click here

Eligibility

  • The applicant must be a Saudi national.
  • Obtaining the approval of the Real Estate Development Fund / Ministry of Housing.
  • Good credit history.
  • Minimum applicant age is 18 years and doesn’t exceed 70 years at maturity.
  • Work service for at least 6 months for private sector employees, 3 months for semi-governmental sector employees, and without a minimum service for government and military.
  • The minimum total monthly income is 3000 riyals.

Subsidy Level

  • Subsidize up to 100% in paying profit of mortgage finance SAR 500,000 maximum.

Requirements

  • A copy of a valid national ID card.
  • A salary identification certificate not exceeding one month's issuance date, certified by the Chamber of Commerce (in case the salary is not transferred).
  • A Salary transfer letter (in case of salary transfer).
  • A bank account statement for the last 3 months showing the deposit of the salary (for the employee), or a bank account statement for the last 6 months (for self-employed).
  • A letter of confirmation (in case the salary in the identification certificate differs from the account statement).
  • Financial statements for the last two years (for self-employed).
  • Social insurance certificate (required in some case where entities are not listed in the bank).
  • A copy of the commercial registration (for self-employed).
  • A quotation form from the developer
  • The unit diagram approved by the developer
  • Unit specifications approved by the developer
Roshn | Bank AlJazira Finance