How to earn points?
You can earn Ajwaa Points every time you use your Ajwaa credit card in any purchase transaction. Here is a summary of the points earned by Ajwaa card type.
| Card type |
Local points earned |
International points earned |
| Ajwaa Infinite |
2.5 points for every 1 on a purchase transaction |
3.5 points for every 1 on a purchase transaction |
| Ajwaa Signature |
2.25 points for every 1 on a purchase transaction |
3 points for every 1 on a purchase transaction |
| Ajwaa Platinum |
1.5 points for every 1 on a purchase transaction |
2.25 points for every 1 on a purchase transaction |
| Ajwaa Plus |
1.5 points for every 1 on a purchase transaction |
2.25 points for every 1 on a purchase transaction
Quarterly Bonus Points: Earn 15,000 quarterly bonus points upon spending 10,000 on international transactions every 3 months (max 60,000 bonus points yearly).
To view the mechanism for rewarding the bonus points, click here. |
| Ajwaa Digital |
0.5 points for every 1 on a purchase transaction |
1 point for every 1 on a purchase transaction |
* The updated earnings for credit cards loyalty programs will take effect from August 6, 2025.
* 0.5 point will be awarded for every 1 SAR spent at selected local merchant categories, including:
Transportation Services /Variety Stores /Grocery Stores and Supermarkets / Candy, Nut and Confectionery Stores / Miscellaneous Food Stores – Convenience Stores and Specialty Markets /Ready To-Wear Stores /Family Clothing Stores /Eating Places and Restaurants /Fast Food Restaurants /Gift, Card, Novelty and Souvenir Shops /Cosmetic Stores /Automobile Rental Agency/ Taxicabs and Limousines.
To view merchant categories, click here